Built for Philippine lending companies

Run your lending business, hindi ang spreadsheets.

Loan monitoring, collections, and BIR & SEC-ready books — in one platform. Amortization, PAR aging, withholding tax, DST, and percentage tax, all computed for you.

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📊 LENDKOPH One dashboard for loans,collections & compliance ₱ LendKoPH lendkoph.com · Lending software for the Philippines
Everything in one place

From the first loan release to your BIR filing

Stop juggling notebooks, Excel files, and a separate accountant's ledger. LendKoPH keeps your portfolio and your books in sync — automatically.

📄

Loans & amortization

Add-on, diminishing balance, Rule of 78, and more — 7 interest methods with automatic or manual schedules.

💰

Collections & receipts

Record payments with a clear split of principal, interest, penalties, DST and other charges. Each receipt posts to the books.

📉

PAR & aging

See who is due and who is late today. Portfolio-at-Risk aging is computed the way examiners expect.

🧮

Double-entry books

Cash Receipts, Cash Disbursements, and the General Ledger are derived from your loans — no copy-paste.

🧾

BIR forms

2000 (DST), 0619-E & 1601-EQ (EWT), 1604-E, 2307, 2551Q, and 1702 — rendered and ready to file.

🗓️

Compliance calendar

BIR and SEC deadlines for the whole taxable year, based on your registered tax types.

Everything inside LendKoPH

All the modules your lending company needs

One platform, from your first loan release to your BIR and SEC filings — each module maps to a real part of running a lending business in the Philippines.

📊Dashboard & Setup

  • Overview dashboard with PAR aging
  • Company profile & BIR registration
  • Chart of Accounts
  • Tax Settings & BIR / SEC calendar
  • Owners

📄Receivables

  • Loans Receivable (7 interest methods)
  • Amortization — automatic or manual
  • Collections with principal/interest/penalty/DST split
  • Accounts Receivable
  • Customers / Borrowers

💸Payables

  • Loan Payables (your own borrowings)
  • Accounts Payable
  • Vendors / Lenders
  • Vendor records for 2307 & QAP

📚Books

  • Cash Receipts Journal (CRJ)
  • Cash Disbursements Journal (CDJ)
  • General Journal & General Ledger
  • Petty Cash

📈Reports

  • Trial Balance
  • Income Statement
  • Balance Sheet
  • Statement of Cash Flows
  • Reports & KPIs

🧾Tax & Payroll

  • Withholding Tax — EWT (0619-E / 1601-EQ)
  • Percentage Tax (2551Q)
  • Documentary Stamp Tax (2000)
  • Income Tax (1701 / 1702)
  • Payroll (Sahodly)
Amortization engine

Seven interest methods, one honest schedule

Choose the method your product uses and LendKoPH builds the amortization table — then keeps the real records as you collect, using the schedule only as a guide.

What the engine handles
7
interest methods
Auto
or manual schedules
₱1.50
DST per ₱200 handled
0
copy-paste to your books
LendKoPH computes the schedule; your collection records remain the source of truth.
Plans

Simple, honest pricing

Every account starts on Free — no card, no commitment. Ready for more? Contact us to upgrade to Starter or Premium, pick a payment option that fits, or start a free 7-day (or longer) trial of any paid plan.

Free

₱0forever
  • Up to 25 active loans
  • Loan monitoring, collections & dashboard
  • Basic books (CRJ / CDJ / Journal / Ledger)
  • Trial Balance
  • Customers & vendors
  • 1 user
Start free

Starter

₱799/ month
  • Everything in Free, plus:
  • Up to 150 active loans
  • PAR & portfolio aging
  • DST & Expanded Withholding Tax basics
  • Income Statement & Balance Sheet
  • Up to 3 users
Contact us to upgrade
ALL FEATURES

Premium

₱1,299/ month · or ₱12,990 / year
  • Everything in Starter, plus:
  • Unlimited loans, borrowers & users
  • All BIR forms + official DAT files + full financial statements & AFS
  • Full Payroll — employees, timesheets, 13th month, payslips
  • BIR & SEC compliance calendars
  • AR/AP & aging, data export & backups, priority support
Contact us to upgrade
✨ Every account starts free. Want to try Starter or Premium? Contact us for a free 7-day (or longer) trial and flexible payment options — no card required to start.
From the blog

Guides for Philippine lenders

Plain-language guides on SEC registration, BIR filing, amortization, and running a compliant lending business.

How to Register a Lending Company with the SEC in the Philippines (2026 Guide)
SEC Registration

How to Register a Lending Company with the SEC in the Philippines (2026 Guide)

A step-by-step 2026 guide to registering a lending company with the SEC under RA 9474 — the Certificate of Authority, minimum capital, documents, and timeline.

Jan 12, 20268 min read
 SEC Reportorial Requirements for Lending Companies: A Compliance Checklist
SEC Compliance

SEC Reportorial Requirements for Lending Companies: A Compliance Checklist

The ongoing SEC reports every licensed lending company must file — audited financial statements, GIS, and lending-specific reportorial submissions — with deadlines and penalties.

Jan 19, 20268 min read
 Documentary Stamp Tax on Loans: How to Compute and File BIR Form 2000
BIR & Taxes

Documentary Stamp Tax on Loans: How to Compute and File BIR Form 2000

How documentary stamp tax (DST) works on loans in the Philippines — the ₱1.50-per-₱200 rate, how to compute it, and how to file and pay BIR Form 2000 each month.

Jan 26, 20268 min read
Read all guides →

Ready to leave the spreadsheets behind?

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