About LendKoPH

LendKoPH is lending and accounting software built specifically for Philippine lending and financing companies. It brings loan monitoring, collections, portfolio-at-risk aging, and BIR- and SEC-ready books into one place — so you can run your business, hindi ang spreadsheets.

Why we built it

Most small and mid-sized lenders in the Philippines still run on tangled spreadsheets and manual ledgers. Come reporting season, that means late nights reconciling collections, recomputing interest, and stitching together the numbers that SEC and the BIR expect. We built LendKoPH so that the day-to-day work of lending automatically produces clean, compliant records — cash receipts and disbursement journals, a general ledger, and the schedules you need for your filings.

What LendKoPH does

The platform covers the full loan lifecycle: setting up clients and co-makers, releasing loans with a clear amortization schedule, recording payments with an explicit split of principal, interest, penalties, and documentary stamp tax, and tracking overdue accounts through PAR aging. Every posted transaction flows into double-entry books, so your financial statements and tax schedules stay current without extra data entry.

Who it's for

LendKoPH is designed for SEC-registered lending companies, financing companies, cooperatives with lending operations, and the bookkeepers and accountants who support them. Whether you manage a handful of loans or a growing portfolio, the goal is the same: less manual work, fewer errors, and books you can stand behind.

Beta

LendKoPH is currently in beta and free to use while we refine the product with early users. Pricing plans are coming soon; during the beta, features are available at no cost. We welcome your feedback — it directly shapes what we build next.